David William Jordan

Attorney & Counselor at Law

13 Things You Can Do About Identity Theft


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  1. Don't give our personal information over the telephone, by mail over on the Internet unless you initiate the contact and you know with whom you are dealing.

  2. Store personal information in a safe place and tear up all receipts and credit card offers.

  3. Protect your PINs and passwords.

  4. Carry only the minimum amount of identifying information and credit cards.

  5. Pay attention to billing cycles.  If you do not receive a bill, it could mean that the bill was diverted to another address.

  6. Check your account statements carefully each month.

  7. Order your credit report.  You can be charged up to $8.50 by each credit reporting agency (there are three major agencies), although you may be eligible for one free report each year.

  8. Stop pre-approved offers of credit by calling 888-5-OPTOUT.

  9. Get your name off many national direct mail lists by sending your name and address to:

    DMA Mail Preference Service
    PO Box 9008
    Farmingdale, NY 11735-9008

  10. Reduce the number of telephone solicitors by sending your name, address and telephone number to:

    DMA Telephone Preference Service
    PO Box 9014
    Farmingdale, NY 11735-9008

  11. If you think someone has stolen your identity, call each of the three major credit bureaus.  This puts creditors on alert not to open any other new accounts without first contacting you.  Their phone numbers are:

    TransUnion: (800) 680-7289
    Equifax: (800) 525-6285
    Experian: (888) 397-3742

  12. Call your bank or anywhere you have an account and advise them of possible identity theft and ask them to restrict access to your account.  Change your passwords or even close your accounts and have all new credit cards, ATM cards, checks, etc., issued to you.

  13. File a report with the police and contact the Federal Trade Commission's Identity Theft Hotline at (877) ID-THEFT (438-4338).  They will put your information in a secure database and only share it with other law enforcement agencies.

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